Why Plan Design Matters More Than Ever in 2026
A custom-fit retirement plan can shift more benefit to the right people, reduce sponsor risk, and keep the plan compliant. Here is how to think about design choices.
plan design 401k retirement
Articles
Notes on plan design & retirement consulting
Short writing from practitioners. Observations from real engagements, compliance updates worth flagging, and the design questions sponsors keep asking.
Cash Balance Plans for Small Professional Firms
For a profitable small firm with a few high-earning owners, a cash balance plan layered on top of a 401(k) can dramatically increase tax-deferred contributions.
cash balance plan design small business
SECURE 2.0: What Sponsors Should Have Done by Now
A short checklist for plan sponsors heading into 2026 covering the SECURE 2.0 provisions that are now live and the ones still on the horizon.
SECURE 2.0 compliance retirement